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@ 30248 Bank Transactions
A: 您好。請問我可以開一個銀行帳戶嗎？
n´ınhaˇo. qˇıng we`n woˇ
keˇyˇı ka¯ i y¯ı ge y´ınha´ng zha`nghu`
ma?
Hello. Can I open a bank account?
B: 可以的。您能先出示一下您的有效身份證件嗎？
keˇyˇı de. n´ın ne´ng xia¯ n chu¯ sh`ı y¯ıxia` zhe`ngjia`n ma?
n´ın de yoˇuxia`o she¯ nfe`n
Certainly. Could you please give me a valid ID?
A: 沒問題。這是我的護照。
me´iwe`nt´ı. zhe`
sh`ı woˇ
de hu`zha`o.
No problem. Here is my passport.
B: 謝謝。請您先填一張開戶申請表，您可以選擇活期存款帳戶或者定期存款帳戶。您只需在您要選擇的類型前打勾就可以了。
xie`xie. qˇıng n´ın xia¯ n tia´n y¯ı zha¯ ng ka¯ ihu` she¯ nqˇıngbiaˇo, n´ın
keˇyˇı xuaˇnze´
huo´q¯ı cu´nkuaˇn zha`nghu`
huo`zheˇ
d`ıngq¯ı cu´n-
kuaˇn zha`nghu`. n´ın zhˇı xu¯
za`i n´ın ya`o xuaˇnze´
de le`ix´ıng
qia´n daˇgo¯ u jiu` keˇyˇı le.
Thank you. Please fill out a new account application form. You may choose to open a current funds account or fixed- term deposit account. Just check the box of your choice.
A: 好的。還需要填些什麼嗎？
haˇo de. ha´i xu¯ ya`o tia´n xie¯ she´nme ma?
All right. Do I need to fill out anything else?
B: 請在這裡寫上您的聯繫方式和住址。您剛剛選擇的這種帳戶可以存取款、轉帳和購物消費，但不可以透支。
qˇıng za`i zhe`lˇı xieˇsha`ng n´ın de lia´nx`ı fa¯ ngsh`ı he´ zhu`zhˇı. n´ın
ga¯ ngga¯ ng xuaˇnze´
de zhe`zhoˇng zha`nghu`
keˇyˇı cu´nquˇ
kuaˇn,
zhuaˇnzha`ng he´
go`uwu`
xia¯ ofe`i, da`n bu`
keˇyˇı to`uzh¯ı.
Please write down your contact information and address here. The type of account you chose will allow you to de- posit and withdraw funds, transfer funds, and make pur- chases, but you cannot overdraw.
A: 辦好後我可以直接在自動取款機上取錢了嗎？需
要手續費嗎？
ba`n haˇo ho`u woˇ
keˇyˇı zh´ıjie¯
za`i z`ıdo`ng quˇkuaˇnj¯ı sha`ng quˇ-
qia´nle ma? xu¯ ya`o shoˇuxu`fe`i ma?
Will I be able to withdraw money from an ATM after I open the account? Do I need to pay a fee?
B: 是的，您可以在本市的任意一臺本行的自動取款機上使用銀行卡。查詢帳戶餘額和取款是不需要收取手續費的。不過如果您要在別的銀行的自動取款機上交易，我們將收取一定的手續費。
sh`ıde, n´ın keˇyˇı za`i beˇnsh`ı de re`ny`ı y¯ı ta´i beˇn ha´ng de z`ı- do`ng quˇkuaˇnj¯ı sha`ng shˇıyo`ng y´ınha´ngkaˇ. cha´xu´n zha`nghu`
yu´e´
he´
quˇkuaˇn sh`ı bu`
xu¯ ya`o sho¯ uquˇ
shoˇuxu`fe`i de. bu`guo`
ru´guoˇ n´ın ya`o za`i bie´de y´ınha´ng de z`ıdo`ng quˇkuaˇnj¯ı sha`ng
jia¯ oy`ı, woˇmen jia¯ ng sho¯ uquˇ y¯ıd`ıng de shoˇuxu`fe`i.
You can use the card at any of our bank’s ATM in the city, and there is no service charge for checking account balance or withdrawal. However, if you do any transactions at other banks’ ATM, these transactions will be subject to a service charge.
A: 好的，我明白了，謝謝。
haˇo de, woˇ m´ıngbai le, xie`xie.
All right, I see. Thank you.
---Key Vocabulary---
出示 chu¯ sh`ı to show
有效 yoˇuxia`o valid
轉帳 zhuaˇnzha`ng transfer money from into an account
透支 to`uzh¯ı to overdraw
任意 re`ny`ı arbitrarily
查詢 cha´xu´n to inquire about
交易 jia¯ oy`ı exchange
賬戶 zha`nghu` account
申請表 she¯ nqˇıngbiaˇo application form
活期 huo´q¯ı current
存款 cu´nkuaˇn deposit
定期 d`ıngq¯ı fixed
自動取款
機
z`ıdo`ng quˇkuaˇnj¯ı ATM
---Supplementary Vocabulary---
申請 she¯ nqˇıng application
屬於 shuˇyu´ to belong to
利息 l`ıxi interest
損失 suˇnsh¯ı to lose
j款 fa´kuaˇn to fine
限制 xia`nzh`ı to limit
轉移 zhuaˇny´ı to shift
金額 j¯ıne´
value
------
======